Terms & Conditions

Please take time to read this important information carefully before you start to use this website, as these Terms of Use will apply to your use of the Site.

These Terms of Use set out the terms and conditions on which we provide the text, software, database, format, documents, graphic and written work and all other materials published on this website www.mrcps.co.uk (the “Site”) and the basis on which we allow access to it.

By using the Site, you confirm that you accept these Terms of Use and that you agree to comply with them. If you do not agree to these Terms of Use, you must not use the Site.

Note that no information contained in the Site alters any member’s benefits or entitlement under the Scheme's trust deed and rules, which can be amended from time to time. If there is any difference or conflict between the information set out on the Site (including the retirement planning tools) and the provisions of the Scheme’s current trust deed and rules, the Scheme’s current trust deed and rules will take precedence.

Terms of Use for the MRC Pension Scheme website, a Marsh & McLennan Companies, Inc site, is divided up into the following categories:-

Marsh & McLennan Companies, Inc. Regulated by the Financial Conduct Authority. Registered Office: Tower Place West, London, EC3R 5BU.

Intended Audience and Territory

The MRC Pension Scheme website is intended to provide information and assistance to the active, deferred, potential and pensioner members of the MRC Pension Scheme only.

Privacy

Marsh & McLennan Companies, Inc is committed to upholding the privacy of its employees, clients and site users does not sell, rent, loan, trade or lease any personal information that is recorded on our site.

This site contains items for your information only and you can visit it without disclosing any personal information.

This privacy policy does not cover the personal data you choose to give to unrelated third parties. We encourage you to review the privacy policy of any Company before submitting your personal information. Some third-party companies may choose to share their personal data with the MRC Pension Scheme website; that sharing is governed by that third-party Company's privacy policy.

This site may provide links to third-party sites for your convenience and information. If you access those links, you will leave our site. We do not control those sites or their privacy practices, which may differ from ours. We do not endorse or make any representations about third-party sites.

Data Collection and Use

This website does not collect or hold any personal information.

Any enquiries about our data protection or privacy policy or practices should be addressed to:

Data Protection Officer
Marsh & McLennan Companies, Inc.
Tower Place West
London
EC3R 5BU

For your information, this site uses cookies for statistical data gathering purposes.

This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States .Mercer or Google may use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Complaints

If you have any issues of concern, complaints or comments with regard to the MRC Pension Scheme website or Marsh & McLennan Companies, Inc please contact:

Compliance Officer
Marsh & McLennan Companies, Inc.
Tower Place West
London
EC3R 5BU

Disclaimer

Whilst all reasonable care has been taken in the preparation of this site no liability is accepted under any circumstances by MRC Pension Scheme for any loss incurred as a result of reliance on any statement, error or any omission contained herein. The website is intended only as a guide and will always be overruled by legal documents governing the MRC Pension Scheme.

The statements within this site reflect our understanding of current and proposed legislation, which may change without notice.

The content of this site should not be regarded as specific advice in relation to the matters addressed.

Cookies are text files containing small amounts of information which are downloaded to your device when you visit a website. Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognises that cookie. Cookies are useful because they allow a website to recognise a user's device.

Cookies do lots of different jobs, like keeping track of the choices you make during your visit to that website, letting you navigate between pages efficiently, remembering your preferences, and generally improve the user experience. They can also help to ensure that adverts you see online are more relevant to you and your interests.

As well as the site setting cookies it is possible for them to be set by a third party, these are known as third party cookies.

You have the ability to accept or decline cookies by modifying your browser settings. However, doing so may prevent you from using this website.

You can find out more about cookies and how to disable them at allaboutcookies.org and youronlinechoices.eu.

How we use cookies

We use cookies on this website to:

The cookies used on this website have been categorised based on the categories found in the International Chamber of Commerce UK Cookie Guide. This defines four categories of cookies based on what they are used for and the sort of information they store:

Tracking
These cookies are used to deliver adverts more relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator’s permission. They remember that you have visited a website and this information is shared with other organisations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the other organisation.

Third party cookies

Some of our websites also include third party cookies, which are cookies set by other companies such as our partners. In each of the four categories above, we have specified where third party cookies are used.

Category Strictly Necessary
Category Tracking
Name Purpose
_utma Google Analytics Tracking Cookie. This data is only used for the purpose of improving this website and for site usage statistics. No personal data is collected.
_utmb Google Analytics Tracking Cookie. This data is only used for the Purpose of improving this website and for site usage statistics. No personal data is collected.
_utmc Google Analytics Tracking Cookie. This data is only used for the Purpose of improving this website and for site usage statistics. No personal data is collected.
_utmz Google Analytics Tracking Cookie. This data is only used for the Purpose of improving this website and for site usage statistics. No personal data is collected.